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THE FINANCIAL WAY OF THINKING

A Guide to Taking Control of Your Personal Credit and Finances.

 

 

 

 

Perhaps more than ever one's personal credit and financial standing matter. The marketplace of the 21st century is largely credit-based. In order to succeed, that is to attain and maintain the necessities of life, one must have a solid credit and financial standing - a financial "identity" if you will. The Financial Way of Thinking is a practical guide for today's consumer. Its intention is to de-mystify the often shadowy and intimidating business of personal credit and finance and, more importantly, help consumers to achieve and maintain a sound financial standing upon which to build a better life. The Financial Way of Thinking is a "how to" manual for taking control of your financial future.

 


 

In addition to offering consumers the latest and most important information on personal credit, credit scores, debt reduction, and savings plans, The Financial Way of Thinking will provide a variety of lesson plans and exercises as well as a variety of other resources for achieving permanent financial freedom.

 

 Introduction

 

The Financial Way of Thinking: Improving Your Life by Improving the Way You Think.

 

 

 

 Personal Credit

 
 

What You Need to Know Before You Borrow.

 
   

The "Heart" of Your Financial Identity:What a Credit Score is and How it Works.

 
   

How to Read and Understand Your Credit Report

 
   

Your Legal Rights Under the Fair Credit Reporting Act.

 
   

Striking Gold: How to Build and/or Improve Your Credit Score.

 
 

 

 

 Personal Finance

 
 

Order: The First Financial Need of All.

 
 

"What's Up Doc?": A "Check-Up" of Your Financial Health.

 
 

Where Are You Going? Setting and Prioritizing Your Financial Goals.

 
 

Good Debt, Bad Debt.

 
 

Compound Interest: Friend or Foe?

 
 
 

 

 

 Applied Science: Implementing What You Know and Have Learned.

 
 

Budgeting

 
 

Investing in Your Future

 
 

Buying a House

 
 

Buying a Car

 
 

Dealing with Garnishments

 
 

Dealing with Collections

 
 

Bankruptcy Do's and Don'ts

 
 

Filing Your Taxes

 
 

Who Wants to Be a Millionaire?

 

 

 About the Author

 

A veteran of the profit, non-profit, and political sectors Michael Curry is an Adjunct Instructor in the Economics and Finance Department at Walsh College in Troy, MI.